Sunday, February 10, 2013

Day 5 -EMERGENCY FUND - DONE!

WHOOHOOO just got my income tax back and im happy/sad. It wasn't alot of money, BUT it was enought to accomplish my goal for MARCH!! I can't believe I acomplishing my goals so quickly. I have offically save up for an emergency fund.
Its not alot of money, but its enough for two months of survival lol and not have to depend on my credit card. I can now start paying off my loans. My first one is Union College which is a loan of $850 with an APR of 5% sooo I must pay it off quickly so it won't add up like it did last year.
I can't believe that im doing so well this year and its only feb.this shows that I could have done this last year but just wasn't motivated.  I have had to make some sacrifice which I would have not done last year, such as not buying golf clubs today at the michigan golf show and also not eating out. This has been the longest I haven't eaten out. I usually order pizza or go to mc donalds, but im strict this time by cooking what i have at home.
Work is going well. Im busy all the time, but it makes the time go fast and im learning alot. Alot of the nurses found out this past week that i will be leaving. It was sad because I wasn't going to tell them not because I didn't want to, but because i felt like im not big into telling everyone and being big news or the talk in town...
Im starting to work on how I can save money once i get to Philadelphia. There 3 plans.
Plan A. live with a family from a church and rent out a room.
Plan B. rent out a room from craiglist and continue to save.
Plan C. live with my gf family and save TONS!
We will see what God has in store for me.
Im also working on tithe. I need to change my attitude about it. The money that im making is not mine, but God. I need to learn that money isn't everything and he will find a way if im broke. I do hope that I can stay strict on tithe and hopeffuly be able to give more than just 10% in the future(from the heart and not because I have to). I have to two weeks till i leave Michigan.im going to miss it a little(very very little). Valentine day is in 3 days and i still have alot of work to do. for now I can say that I am doing well but still have alot to get done. I still have not touched my loans, but I can finally say "im feeling it" its time to start paying!
goal-emergency fund- accomplished!

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